Good News for Thai Buyers! The Government Extends Reduced Property Transfer and Mortgage Registration Fees to Just 0.01% Until June 30, 2027
If you’re thinking about buying a house or condominium, this is news you don’t want to miss! On June 30, 2026, the Cabinet approved a one-year extension of the reduced property transfer and mortgage registration fees, with the measures remaining in effect until June 30, 2027.
Officially Confirmed Eligibility and Conditions
📌 Property Transfer Fee
Reduced from 2% to 0.01%
📌 Mortgage Registration Fee
Reduced from 1% to 0.01%
📌 Property Value
Not exceeding THB 7 million
📌 Eligibility
Thai nationals only, as individual buyers
How Much Can You Actually Save?
Let’s look at the actual numbers. Suppose you purchase a condominium priced at THB 5 million and finance the full amount through a mortgage.
📌 Property Transfer Fee
Standard rate of 2%: THB 100,000
Reduced rate of 0.01%: THB 500
Your savings: THB 99,500
📌 Mortgage Registration Fee
Standard rate of 1%: THB 50,000
Reduced rate of 0.01%: THB 500
Your savings: THB 49,500
Total Savings: THB 149,000
That’s a significant saving on a single condominium priced at THB 5 million.
Why Is This Such an Important Opportunity for Prospective Buyers?
This measure has a clearly defined expiration date: June 30, 2027. Based on past experience, the government has extended this measure repeatedly. However, there is always a possibility that it may not be renewed again. For buyers considering projects that are nearing completion and can be transferred before mid-2027, this presents an opportunity to benefit from two potential savings at once.
The First Advantage: Buying at the Presale price, which is typically among the lowest prices during a project’s development cycle. Once construction is completed, market prices may rise above the original booking price.
The Second Advantage: Completing the property transfer before the government measure expires, saving up to THB 149,000 in fees on a property valued at THB 5 million.
Why Does This Measure Matter Even More in Today’s Market?
With banks maintaining strict lending criteria and the cost of living remaining high, saving hundreds of thousands of baht in property transfer costs can provide meaningful financial relief. It also sends a positive signal that the government continues to support Thai citizens in gaining more affordable access to homeownership.
At The Property 999, we represent projects across several areas of Pattaya with prices that fall within the eligibility threshold for this measure, including developments approaching their ownership transfer stage. Want to know which projects in our portfolio are ready for transfer before mid-2027? Contact our professional team today. We’ll help you explore the available opportunities. 😊
Sources:
1. Department of Lands, Ministry of Interior — dol.go.th
2. Cabinet Resolution dated June 30, 2026
Note: This measure applies only to Thai natural persons for real estate priced not exceeding 7 million Baht. Please verify additional conditions with the Department of Lands before proceeding.
*Simulated image for editorial purposes.
